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Large-scale regeneration projects such as housing redevelopment projects, housing reconstruction projects, and New-Town projects have been conducted actively in Seoul. However, those projects have caused many problems by supplying a monolithic apartment through whole clearance method. This paper aims at providing policy implications for the diversity of housing types through the cost-benefit analysis of property owners by the types of housing reconstruction in developed areas. The results show that the property owner's effects of individual housing rebuilding are larger than housing reconstruction project, but property owners are likely to choose housing reconstruction projects. Because it is difficult for them to raise the initial cost for individual housing rebuilding projects. This Finding is important in that low- income property owners prefer housing reconstruction projects to individual housing rebuilding projects in order to gain higher effects with a low initial cost. Therefore, it is necessary for a public based support system to access low-interest loans and the standard relaxation of loan conditions on individual housing rebuilding for promoting the diversity of housing types through increasing individual housing rebuilding projects in Seoul.