초록 close

The effect of the current income and the transitory income on the homeownership has been studied. The current income has the positive effect on the homeownership of the wage workers. But the non-wage workers' homeownership does not have the positive effect from the current income. The ratio of transitory income to the current income has the positive effect on the homeownership for the wage workers, but that ratio has the negative effect on the homeownership for the non-wage workers. The wage workers, whose income is relatively stable, can purchase a house with the current income. The transitory income has an important role to purchase a house for the non-wage workers whose income in less stable than the wage workers.